Dream For All – Phase II Down Payment Assistance

Dream for All California down payment assistance phase II is scheduled for April 2024.Program offers up to 20% down to a max of $150,000. It is a shared equity program. Must be a first generation home buyerMust be a first time home buyerMust meet income and credit guidelines per county limitsMust take homebuyer education coursesMust be prequalified to qualify for voucher drawingFor complete details of the program contact us now. Book an appt today: Book NowProgram funds are anticipated to not last long.

Fed Announcement December 13, 2023

With the Fed pause on rate increases and anticipating three rate decreases in 2024, what does this mean for homebuyers.

The Mortgage Process

A brief outline of what to expect during the mortgage process along with a few tips on what to avoid.

Buying A Home – FALL 2023 EDITION

A buyers guide explaining what is going on in the market right now. Top reasons to own your home, impact of mortgage rates, and affordability.

Avoid the mistake most homebuyers make

Avoid the mistake most homebuyers make. Though it appears to be common practice for a potential homebuyer to initially reach out to a Realtor, the first step is to speak to a lender first. A lender will review your credit, review bank statements, work history and advise of any potential issues or areas of concern. The lender then will advise on loan programs and ultimately what you would qualify for. Then and only then are you ready to meet with a Realtor. Once we complete that process we will introduce you to one of our vetted Realtors to begin your home search.

Heloc or Not??

Looking to access your home equity? Want to maintain your current low rate first mortgage? Access equity of our fast and simple Heloc. Close in as little as 5 days. Payoff high rate credit cards, make home improvements or buy that investment property. Contact us to find out what program best fits your needs.

Updated 2023 Real Estate Forecast

Updated 2023 Real Estate Forecast. Where home prices are predicted to go. Big reverse from earlier predictions. Thinking of purchasing...advice - sooner rather than later is better.

Why waiting to buy may cost you.

If you are thinking of buying but decided to wait for prices to is data on why that may cost you more.

New Calif Down Payment Assistance Program

Up to 20% down payment assistance. Must meet income guidelines and loan is subject to County limits. Complete this short survey to see if you qualify: Take one last step and grab a time in my calendar. Set an appt here to see if you qualify:

Wondering if it is a good time purchase a home?

Waiting to buy could cost you money.

The Mortgage Morsel March 24th 2023

February existing home sales increase.

Are we headed to a Real Estate Crash?

Reasons that we are not headed to a real estate crash.

Prepare yourself to purchase a home.

Steps to take in preparing to purchase a home.

Preapproval and why it is important.

When starting your homeownership journey. The 1st step should be to get pre-approved. During this process you will discover what documentation is needed. If there are any issues to address. This process needs to be completed to actually start physically viewing properties with a Realtor.

2023 Home Seller’s Guide

On the fence about selling? Read this guide to help in your decision.

Spring 2023 Homebuyer’s Guide

Thinking of buying? Check out this home buyers guide.


"I work with Dan twice. Once for my first purchase and second for my refinancing. Dan is great, he kept me informed the whole way though and he even answered his phone on Sunday. I will definitely use him for my next home purchase and I highly recommend Dan."

"I have done several loans and a couple of re-fi's with Dan. He has always made sure I am getting the loan that best fits my needs. Goes out of his way to make sure everything is handled properly and all my questions are answered. Highly recommend him!"

"My husband and I do not have conventional jobs so our loan was tricky but Dan managed to find a way to make it all come together. The deal is done and we ended up with a loan that really works for us."